AUTO
HOME
BUSINESS
RV & BOAT
SR-22 Insurance in Arizona
If you've been convicted of a serious driving offense, you may need to file an SR-22 form to maintain or reinstate your driver's license.
At Discount Insurance AZ, we specialize in helping Arizona drivers find the best coverage at competitive rates. Contact us today to explore your options if you need to file an SR-22 form.
What Is SR-22 Insurance?
An SR-22 form is a certificate of financial responsibility that verifies you have the minimum auto liability coverage required by Arizona law. This coverage is mandatory for all motor vehicles, including motorcycles, mopeds, and golf carts.
Arizona drivers must maintain auto insurance with at least the following minimum liability coverage:
- Property Liability Insurance: Pays for the repair or replacement of third-party property after an at-fault accident.
- Bodily Injury Liability Insurance: Covers third-party medical bills resulting from an at-fault accident.
How Does an SR-22 Work?
Filing an SR-22 form may be necessary after a significant driving violation. Failing to file the form by the deadline can result in the loss of your license or prevent you from reinstating your driving privileges.
Insurers typically classify drivers who need to file an SR-22 as high-risk. While liability coverage is required to meet SR-22 requirements, if you have a leased or financed vehicle, the lienholder may also require full coverage insurance.
How Much Is SR-22 Compliant Insurance?
Your auto insurance premiums are based on various factors, including your claims history, driving record, location, and age. Serious driving infractions that trigger an SR-22 requirement can lead to a premium increase.
Your agent can assist you in notifying your insurer about the need to file an SR-22. Your insurance company may charge a fee to send the completed SR-22 form to the Arizona DMV.
Some insurers do not cover high-risk drivers. If needed, your agent can help you find a new insurance provider and get multiple quotes for the appropriate auto insurance coverage.
Contact Us
If you need to file an SR-22 form, contact Discount Insurance AZ in Phoenix, Arizona, today. We can help you determine the best auto insurance policies for your needs, obtain insurance quotes, and assist with filing the SR-22 form with the Arizona DMV.